Francis X. Ryan is a CPA, author, commentator and expert in corporate restructuring and management. He is a graduate of Mt. St. Mary's College and has an MBA from the University of Maryland. He has almost 40 years' experience working with organizations in transformation and has worked on numerous lean and activity-based costing initiatives. He has served on the boards of three publicly traded companies and as audit committee chair of two. Additionally, he has served on the boards of privately held companies and numerous non-profit organizations. He served on the ethics committee of the Pennsylvania Institute of Certified Public Accountants for four years and was Chair of the Committee in 2014-2015. Ryan is also a retired marine reserve colonel. His personal military decorations include three Legions of Merit, the Bronze Star Medal, the Defense Meritorious Service Medal, the Navy Commendation Medal and the US Army Commendation